Isn’t it a requirement to first send a Cease & Desist letter if someone is infringing on your copyrighted work or material? Getty Images seems to have just gone right past this step in sending out settlement demands to any company or person who has an image from the Getty Images library displayed on their [...]

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This is a guest post by The Mortgage Blogger
Over the past few years, I’ve started many blogs, all of which I have chosen to monetize through advertisements, affiliates, etc. Recently, I’ve started a project (a new blog) where I’ll be monetizing my blog and using all proceeds to apply additional payments to my mortgage. My [...]

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I’ve been asked by quite a few users about the benefits of adding additional principal payments to the loan with each month’s payment. Logically, since you will be paying double the amount of principal each month, you will, in the end, pay off your mortgage in half the time.
As you get further into the term [...]

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Many banks and mortgage companies have presented mortgage accelerators in the past by offering bi-weekly payments and calling it a mortgage accelerator. The idea behind the bi-weekly mortgage program is basically this: With a typical monthly payment program, you make 12 payments (one for each month), if you were to simply double this, you’d make [...]

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The USPS wants to increase the rate that they currently charge Netflix by 17% – this will drastically decrease Netflix profitability. Netflix will obviously try to offset this postage hike by passing on the rate increase to it customers, but that could result in a loss of customers. At the time of this writing, Netflix [...]

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I’ve always been a huge supporter of Apple (AAPL) products, and their stock since I bought it at the announcement of the iPhone a few months back, but recently (when I say recently, I mean the past 4 business days) Apple (AAPL) stock has been completely unpredictable. I’m wondering now if I should have bought [...]

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I invested in Apple (AAPL) awhile back when they originally announced the iPhone. I was lucky enough to purchase some shares at about $90 each. Today, apple was up big, pushing the $170 mark for a majority of the day, then out of nowhere, around 11:30am PST (2:30pm EST) Apple (AAPL) plunged by [...]

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American Express has just decided to let cardholders with prime loans at select lenders charge their monthly mortgage payment with their credit card, and obviously, earn rewards, points and/or cash back for using the plastic. Just imagine… never having to worry about paying your mortgage late… and imagine all of the points that you [...]

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Apple had some big announcements over the past couple days, and in turn the target price for Apple stock (AAPL) has been raised from $115/share to $125/share – details. Apple will now bring YouTube videos to AppleTV and this has caused both Apple and Google stock to move upward on the day – Apple [...]

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When I bought my first house 3 years ago, rates were historically low, and not knowing much about mortgages, I decided to go with an adjustable rate mortgage (ARM) which was at 3.75% at the time. After 3 years it adjusted and forced me to rethink my loan strategy. I ended up with [...]

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